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Can one invest with two funding sources?

The AltoIRA option is very intriguing -- is it possible to fund with an ACH deposit and an Alto deposit? Or would that look like two entities to the regulators?

Related question -- when are you looking to have our funds hit the escrow account? Not sure what the setup time is on the Alto and would have to get money moved over.

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SPPX Site Administrator

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Each investment commitment is

Each investment commitment is its own transaction -- you're allowed to make multiple investments up to your limit under REG-CF and each investment can be funded from different accounts. ACH takes 1-2 business days after your account has been confirmed.

ALTO transactions depend on your current custodian -- Fidelity can be done in as little as 1-2 business days -- Vanguard took about 5 business days and other custodians may take longer.

Plenty of time to get your pledge funded before the campaign is fully (or over) subscribed and closed.